4 Best Online Payday Loans for Bad Credit in 2020

After comparing the terms and conditions of more than 100 lending companies, we decided to choose only 4 of them, with the highest rating score among the costumers. We also provide some of the testimonials about the service of these lenders, so if you are searching for a reliable online payday loan company for people with bad credit, you may try them out.

  1. Checkmate
    Our rating: 4.7
    What customers wrote:
    – A pretty big joke if you ask me. I just got a job at Amazon and make more than enough to pay back a loan in one check, and only need the money to cover rent till my first check comes in, but because they require three months on activity in a bank account I neither need nor use, and 3 months of employment (I went the month of November unemployed of my own volition to find a better job, which I did) my “application” didn’t make it past the phone call. If you are going to make promises about generous help for people who are in a financial jam, then don’t ask for a load of superfluous information. Ask for what actually matters: are you currently employed? Do you make enough to pay back the loan in the allotted time? Do you have an account to deposit the money in? As it stands, your website is full of misinformation, and you are just another bland company with no desire to help anyone but yourselves.
    – These guys are great! I’ve used them a few times now, and they’ve always come through. I don’t have the best credit, but Checkmate was able to give me a loan despite that. I will definitely use it again.
  2. Omni Military Loans
    Our rating: 4.7
    What customers wrote:
    – I have been with them for about five years! Very helpful! Friendly staff! Little paperwork! The place I’ll consider using! There were there for me at hard times! Thank you very much!!! Carolyn
    – I have been with Omni Military Loans for 2 years now and have done 2 personal loans. I was approved the same day as I applied, and the money was deposited in my account the next day. Going through a divorce and all of its expenses to follow Shelly has been a breath of fresh air. Thank you, Shelly, for being there every step of the way, I would suggest working with her at this branch.
  3. United Finance
    Our rating: 5.0
    What customers wrote:
    United Finance will too you off! A minority of my monthly payments go to interest! At this rate, it will take forever to pay off my loan! Wished I would have gone somewhere else to get a loan. Take my advice, stay away from this place!
    – I don’t have this bank, but they have been calling me once a day for a week without saying anything. They just call and then ten seconds later hang up. I don’t know if this is some kind of marketing technique, but it’s just creeping me out.
  4. Micro Loans NW
    Our rating: 5.0
    What customers wrote:
    – I applied online and received a call the same day and had my money in my account the following week due to my having to get the paperwork together. It was great! Quick, easy, and great!
    – Very poor service. Don’t expect help from them. I pad off my car, but I had a problem with a release title. Came to the office and Terra has been very unprofessional and rude to me. If you call them and get help, they will transfer you from one person to another person. But then, they will tell you they don’t give information over the phone. I was told to come to the branch. After a came to the brunch, they said I need to call 800 number. And that how the circle goes! I’m stuck. Don’t deal with Micro Loans NW unless you want to have a bank name on the paid off the car!